Subcontractors & Disputes
Subcontractor and Dispute Information
Our mission at Assigned Risk Solutions is to ensure coverage to any business that needs it while meeting each customer’s specific needs. Part of our superior service model is making sure you have access to the information and resources you require. Below you’ll find state-specific statutes for policyholders along with information on how to submit a Bona Fide Premium Dispute.
For Indiana’s statutes regarding coverage requirements for employees, and who is considered a subcontractor or independent contractor, go to IC §22-3-5-1 (a), and IC §22-3-7-9 (b) (5). For further information, log in to our portal and review the form ‘Managing Exposure: Indiana Construction Industry and the Use of Subcontractors’.
For Michigan’s statutes regarding coverage requirements for employees, and who is considered a subcontractor or independent contractor, go to MCL 418.161, and to MCL 418.171. For further information, log in to our portal and review the form ‘Managing Exposure: Michigan Construction Industry and the Use of Subcontractors’.
Upon reviewing your audit statement, you may disagree with the premium Assigned Risk Solutions has calculated. If this is the case, you should submit a Bona Fide Premium Dispute to us at:
Accident Fund Insurance Company of America
ATTN: Assigned Risk Solutions
PO Box 40767
Lansing, MI 48901
To qualify as a Bona Fide Premium Dispute, you must provide written notice that includes (1) all documentation relevant to the dispute, including written notice detailing the specific areas of dispute; (2) an estimate of the premium you believe to be correct, including explanation of the premium calculation; (3) payment of the undisputed portion of the premium — and if you have a Michigan policy, this undisputed portion must be paid by the due date of the billing statement. All of these steps must be followed in order to suspend billing and collections activities on the disputed policy term and cancellation activity on any active term. Failure to do so may result in cancellation of current coverage and could make you ineligible for future WCIP coverage.
If, after following the above steps, you cannot resolve this dispute with us, you may ask the Administrator for assistance. To do so, you must submit all the documentation previously listed to:
For MI policies:
Michigan Workers’ Compensation Placement Facility
PO Box 3337
Livonia, MI 48151-3337
For all other policies:
Dispute Resolution Services
901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362
In addition to the above, you must simultaneously send copies of all documents to all other parties to the dispute.